Loki grew up an orphan in the human city of Banniston. Even as a child, he was exceptionally resourceful and learned quickly to rely solely on himself. When he came of age, he joined the Black Dynasty—a local crime syndicate run by the cunning and charismatic Gambino—as a low-level enforcer. The tiefling’s capabilities served him well during this time and he quickly proved himself to be a capable leader with a shrewd mind for tactics and diplomacy. When Gambino finally decided to step down and retire a wealthy man, he named Loki his successor. It was a decision that Gambino’s lieutenants opposed, feeling that Loki’s tiefling heritage would taint the organization’s respectability.
Loki cemented his power by crushing any opposition swiftly and violently. When an embittered rival made an attempt on his life, Loki responded by beating the would-be usurper to death in the town square and hanging his corpse at the city gates. The message was clear: “Try to kill me, and you will die.”
The following years saw Loki expand his power base. He established himself as a new kind of criminal, one who was fair, honest, yet still utterly ruthless. He became renowned for keeping every promise and following through on every threat. Under his leadership, the criminal element in Banniston became increasingly focused, organized, and contained. Loki himself became one of the city’s most respected figures, enjoying monthly dinners with the Banniston’s illustrious “Gentlemen’s Triad,” an informal alliance consisting of the mayor, the constable, and the vicar. It was these three “legitimate” men of power who would eventually be Loki’s undoing.
With Black Dynasty’s expansion showing no signs of slowing, the Triad conspired to remove Loki and put someone more “manageable” in control of the organization. They therefore contacted Daggen, Loki’s most trusted lieutenant, and convinced him to perform coup, one backed by the mayor’s wealth, the constable’s muscle, and the vicar’s influence. When the final stroke came, Loki’s manor was burned to the ground and his most loyal followers slain to the last. Loki’s body was nowhere to be found.
About a week later, Daggen, the mayor, the constable, and the vicar all received hand-written letters in the mail. Each letter contained a single note: “Nice try. Now you all die.”
Now, right back where he started, Loki travels to Winterhaven to seek the counsel of Gambino, his former mentor. Although long-since retired, the old crook still has plenty of resources and contacts available to him, which Loki hopes to use to jumpstart his new enterprise.
Loki is utterly divorced from his emotions, allowing himself to be ruled by logic alone. He regulates his behavior like few others: he never drinks, he chooses his mates carefully and infrequently, and never fights out of passion. He is honest to a fault, more out of a belief in good business than out of any moral imperative. After all, reputation is everything, and he’s found that criminals are far less likely to stab you in the back if they know you’re not about to do the same to them. That said, he has zero tolerance for anyone who tries to kill him or double-cross and has made a point of dispatch each and every person who has done so.
He is generally mistrustful of people, knowing how ambition can influence men’s minds. He is, however, a likeable person, and typically knows how to get people to see things his way.